Broward FL Closing Relief Easing Home Buy Burdens at Closing

Broward County FL Closing Cost Relief: How I Help You Save

Buying a home in South Florida is one of the most exciting decisions you can make. Whether you are moving to Broward County, upgrading to a larger home, or purchasing your very first house, the process is filled with opportunity. 

But it also comes with costs — closing costs, commissions, fees, and other expenses that can quickly add up.

That’s why I created my Closing Relief Program. For the past year, I’ve offered buyers 10% of my professional fee back toward their closing costs. Now I’ve gone a step further. 

I just lowered my commission from 3% to 2.5% for residential buy and sell transactions. This means your savings have essentially doubled — from 10% to the equivalent of ≈ 20% savings at closing.

In practical terms, depending on the price of your purchase, you could save hundreds — or even thousands — of dollars while still receiving the same full-service representation.

Why This Change Matters for Buyers

When buying a home, every dollar counts. You’ll need funds for your down payment, inspections, insurance, moving expenses, and more. Closing costs alone can range from 2% to 5% of the home’s price. On a $500,000 home, that’s $10,000 to $25,000 in costs before you even move in.

By lowering my commission to 2.5%, I’m giving you more breathing room in your budget. Instead of me keeping the full 3% commission, you benefit directly from the savings. 

And because most sellers already agree to pay the buyer’s agent commission, this structure means you usually won’t be paying out of pocket for my services.

 

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▶️ Get ≈20% at Closing! — Updates to this offer will appear at the link provided.  Click Here to Learn More   Share this offer with friends or family who are buying or selling, so they can save too.

💸 My ≈ 20% Closing Cost Savings Explained

I used to return 10% of my professional fee to you at closing. That was a strong offer, but I wanted to go further.

Now, instead of charging 3% and giving back 10%, I’ve simply lowered my commission to 2.5% flat. That change means you’re effectively saving 20% compared to the old 3% model.

So whether you’re buying your first condo, upgrading to a waterfront property, or relocating to South Florida for work or retirement, you now get twice the savings compared to my original program.

I want to share the numbers with you. The difference between my reduced 2.5% commission and the standard 3% on an $850K home is $4,250 in savings. 

On top of that, I’ll likely get the seller to cover your buyer’s commission, which means you could save around $25,550 total in this price range in buyer’s commission alone.

Don’t Worry — Most Sellers Pay Your Buyer’s Commission

One of the biggest questions buyers ask is: “Do I have to pay your commission out of pocket?”

The answer is usually no. Most sellers in South Florida understand that cooperating with buyer’s agents is how homes get sold. They typically agree to cover the buyer’s agent commission.

Here’s how it works:

• When we make an offer, I ensure that your 2.5% buyer’s commission is part of the purchase contract.
• If the seller has offered 3% toward the buyer’s side, and my agreement with you is for 2.5%, that extra 0.5% becomes a credit for you at closing.
• This means you may end up with even more savings beyond the reduced commission.

In other words, not only do you avoid paying my commission directly, but you could also walk away with additional financial benefits.

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$420 Broker Transaction Fee Covered

Many agents pass on a broker transaction fee at closing — often around $420 or more. This is a back-end fee charged by the brokerage and typically added to your final bill.

With me, you don’t have to worry about it. I cover the $420 fee myself. It’s one less expense for you to think about, and one more way I make buying a home in South Florida more affordable.

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How to Qualify for My 2.5% Commission Program

Residential Transactions

To qualify for my reduced commission, your home purchase must be valued at $300,000 or more.

Under new National Association of REALTORS® (NAR) rules taking effect in August 2024, all buyers are required to sign an Exclusive Buyer Brokerage Agreement (EBBA) before viewing homes. Many showing platforms now enforce this rule by blocking appointments unless an agreement is signed.

By signing the EBBA, you:

• Secure your access to showings
• Unlock the 2.5% reduced commission program
• Guarantee dedicated representation throughout the process
• Retain the right to cancel anytime under Section 9 (Early Termination)

I can email the agreement for quick, eas

y electronic signing so you can move forward without delay.

Unlocking My 2.5% Residential Commission Offer

Here’s what you get once the EBBA is signed:

• Reduced commission: 2.5% instead of the standard 3%
• Seller contribution: In most cases, sellers cover the buyer’s agent commission
• Additional credit: If a seller offers 3% and our agreement is 2.5%, you keep the difference as a closing credit
• Fee coverage: I pay the $420 brokerage transaction fee on your behalf

This structure is designed to maximize your savings and make the purchase process more transparent and affordable.

Understanding Broker Compensation

“Broker compensation” simply refers to the professional fee paid for handling your transaction. It’s typically split between the agent and their brokerage.

• Traditional rate: 3% of the final sale price
• My rate: Reduced to 2.5% for qualifying residential transactions

On a $600,000 home, that difference saves you $3,000 in commission costs compared to the traditional model.

And because sellers usually cover this fee, you’re benefiting from the reduced commission without having to pay extra from your pocket.

Why This Offer Is Good for Buyers

1. Lower Costs at Closing

Reducing my commission means you save more, plain and simple.

2. Competitive Advantage

Homes are selling fast in South Florida. With this savings, you may have extra funds to strengthen your offer or cover moving expenses.

3. Full-Service Representation

Lower commission doesn’t mean less service. You still get:

• Property searches
• Market analysis
• Negotiation strategies
• Guidance through inspections and financing
• Personal support until closing

4. Extra Incentive if Seller Pays More

If a seller offers 3% and we’ve agreed to 2.5%, you pocket the difference. That’s more money left for your family at the closing table.

Additional Benefits I Provide

Along with reduced commission and savings at closing, I also include:

• Professional guidance from start to finish
• Local market knowledge in Broward County and surrounding areas
• Trusted network connections for lenders, inspectors, and title companies
• Peace of mind knowing everything is documented upfront — no surprises

What About Sellers?

Although this article focuses on buyers, sellers also benefit from my reduced 2.5% commission. This lower rate allows sellers to keep more proceeds while still getting full-service marketing, photography, and exposure. I’ll cover this in more detail in my next seller-focused article.

🖊️ E-Signatures: Making It Simple

Most of today’s real estate paperwork can be signed electronically, saving you time and hassle. With Dotloop, my secure e-signing system, you can review and sign documents on your phone, tablet, or computer.

Tips before signing:

• Make sure your name matches your driver’s license exactly
• Double-check information before clicking “Finish”
• Use your own email address (not a shared one) for security

Here’s a step-by-step guide to signing a document on Dotloop

This quick summary helps you understand the program without reading every detail, and it’s a great way to share the offer with friends or family.

Limited Availability

This reduced commission program applies to residential transactions of $300,000 or more. Contribution amounts are based on net commission received and may vary if referral fees or outside agency agreements apply.

Final terms will always be confirmed in the signed EBBA for buyers or the listing agreement for sellers.

Final Thoughts: Turning Dreams Into Savings

Buying a home in South Florida is a big step, but it doesn’t have to mean draining your savings. With my reduced 2.5% commission, you effectively receive 20% savings compared to the traditional model, plus extra benefits like fee coverage and potential credits if sellers offer more.

When you work with me, you’re not just getting an agent — you’re getting a partner who prioritizes your financial well-being.

So if you’re ready to start your home search in South Florida, let’s talk. Together, we’ll find the right property, save you money at closing, and make your move a smooth success.

Frequently Asked Questions (FAQ)

Q1: How much can I actually save with the 2.5% commission offer?
By lowering the commission from 3% to 2.5%, buyers effectively save 20% off the professional fee. Depending on the home price, this could mean thousands of dollars back at closing.

Q2: Do I have to pay the commission directly as a buyer?
In most cases, no. Most sellers in South Florida cover the buyer’s agent commission. If a seller offers 3% while the agreement is 2.5%, the extra 0.5% is applied as a credit to the buyer at closing.

Q3: Why do I need to sign an Exclusive Buyer Brokerage Agreement (EBBA)?
Due to new NAR rules and showing platform updates, buyers must sign an EBBA before viewing homes. This agreement ensures full representation and secures the 2.5% buyer’s commission benefit.

Q4: Does this reduced commission apply to all properties?
The offer applies to residential transactions of $300,000 or more in Broward County and surrounding areas. Commercial properties are handled separately, though savings opportunities are still available.

Q5: Are there any hidden fees or extra charges?
No. The $420 brokerage transaction fee is covered, so buyers won’t see that common charge at closing. Everything is documented upfront for full transparency.

Client Testimonials

Maria G., Weston, FL

"Buying our home was stress-free. The reduced commission meant we saved more than expected at closing — and the guidance was always available when needed."

James & Laura R., Plantation, FL

"We were worried about extra costs, but the 2.5% program kept us within budget. Everything was explained clearly, and we walked away with real savings."

Daniel P., Hollywood, FL

"I’ve bought homes before, but this was the first time I truly felt like my agent invested in helping me save. The process was professional, honest, and effective."

Our brokerage is sold over 7600 transactions without a complaint Many at asking price or over and many sales have been way over $1 million, many over $10 million.

 

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Antonio Ortega LLC Licensed Real Estate Professional with Global Luxury Realty

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